Cash Flow Viewer
Enter all of you incomings and outgoings in the left hand pane and the right hand pane will display the balance at the date of each transaction.

By using three dates per transaction; due, will pay and panic, you can play around working who to delay paying to keep your account in credit.
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Version 1.01 23/Sept/2008
First Freeware release
Side Notes
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Find out if you can avoid going overdrawn by delaying a payment.